Product Details: Item #1753
   Debt Stress: Teen Budgeting DVD
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    Description: Managing money is not always an easy feat. You have to know how much you have to spend, what bills you have to pay with it, whether or not you are going to save or invest it or whether or not you are just going to spend it on a movie and a new pair of shoes. Money and financial responsibility go hand in hand. Find out how to manage your money, live within your means and stay out of debt.
    Price: $69.95
    Copyright: ©2004
    Format: 1 DVD
    Length:23 minutes
    UPC:69394 0175336
    Learning Objectives: 1) Students will learn the definition of debt.
    2) The importance of managing money will be illustrated.
    3) Students will find out how to make a budget and discover what could happen if you do not stick to it.
    4) Saving and investing will be highlighted.
    5) Living within your means will be discussed along with the use of credit cards.
    6) Students will learn ways to practice responsible buying.

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    Study Guide Answers
    "Albeit briefly stated, there is a lot of basic information here on what is required to become fiscally responsible. A voice-over narration and lively vignettes do a fine job of presenting and illustrating the content. One of the major topics is learning to budget, which includes separating essential from optional expenses. Going into debt for indispensable items, like a car, is reasonable, but running up debts for frivolous purchases can cause serious problems. There are suggestions about shopping wisely, including buying second hand items. Another segment explains the value of using credit cards prudently. The narrator explains how to compare cards by reading their documentation and understanding that credit companies use late payment fees, minimum payments, and interest rates to make their money. There's also information on the importance of saving and investing. Debt Stress can be used with entire classes to introduce a unit on money management as well as by individual students."
    Anitra Gordon, Lincoln High School, Ypsilanti, MI
    Reviewed in School Library Journal
    June 2003
    Special Features:
    Region Free

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